Dr. Andrea Blum

Associate Professor

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Biography

Andrea Kerstin Blum is a research associate in the Faculty of Business and Economics at the University of Basel, Switzerland. Her research interests encompass various aspects of finance including Banking Regulation, Deposit Insurance, Financial Literacy, Personal Finance Decisions, and Behavioral Finance. Andrea contributes to understanding how financial systems operate and how individuals interact with financial instruments and regulations. Her work aims to shed light on the intricacies of financial decisions faced by consumers and the impact of behavioral factors in personal finance. By analyzing these areas, she seeks to provide insights that can help improve financial literacy and decision-making processes among individuals, influencing policy and educational approaches to finance.

Research Interests

Banking Regulation Deposit Insurance Financial Literacy Personal Finance Decisions Behavioral Finance

Requirements for University of Basel

Master Program
Requirements
GPA Requirement
Required:3
TOEFL
Listening
Required:22
Reading
Required:22
Writing
Required:22
Speaking
Required:22
Total
Required:95
IELTS
Listening
Required:6
Reading
Required:6
Writing
Required:6
Speaking
Required:6
Overall
Required:7
Prerequisites
Bachelor's degree in a relevant field with at least 180 ECTS Specific ECTS requirements in core subjects (e.g., 90 ECTS in Math/CS for Data Science)
Application Checklist
  • Bachelor's degree certificate or current transcript of records
  • Diploma Supplement (if available)
  • CV/Resume
  • Copy of valid passport or ID card
  • Evidence of language proficiency (C1 level recommended for English/German programs)
  • Proof of payment of application fee (CHF 100)
Specialization Notes

The University of Basel generally requires C1 level proficiency in the language of instruction. For most English-taught Masters, TOEFL (min 92-95) or IELTS (min 7.0) is the standard.