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Beatriz Armendariz is an Associate Professor in the Department of Economics at University College London. She previously held the position of Lecturer in Economics at Harvard University and has served as an Associate Professor at the Massachusetts Institute of Technology (MIT). Armendariz is affiliated with the Centre for European Research in Microfinance (CERMi). She completed her PhD in Economics at the School of Advanced Studies in the Social Sciences (EHESS) in Paris, with a dissertation focused on international finance, completed entirely at MIT. Armendariz has significant academic experience, having worked as a Visiting Associate Professor at MIT in Cambridge, USA, and through her tenure at Harvard University. Her comprehensive background in economics and substantial contributions to research underline her expertise in the field.