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Jinyuan Zhang’s expertise lies in financial intermediation, encompassing banking, pension funds, and mutual funds. She joined UCLA Anderson School of Management as an assistant professor of finance in 2021. Her research includes the micro implications of macro policies and how individuals’ decision-making influences the economy. Zhang's recent research shows that households reallocate savings from bank deposits to stocks in response to large state public pension deficits, affecting local bank lending and employment. She teaches in Anderson’s Master of Financial Engineering program and has a deep interest in how people respond to significant events. She believes that FinTech enables pivotal solutions to economic challenges. Her ongoing research emphasizes that increases in economic policy uncertainty heighten distrust in local governments, causing investors to turn to Bitcoin as a refuge. Jinyuan holds a Ph.D. in Finance from INSEAD, an M.Sc. from the University of British Columbia, and a B.Sc. from the Chinese University of Hong Kong. She embraces diversity, equity, and inclusion as essential components of community-building.
Department of Economics admits primarily for the PhD program.