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Lu Liu is an Assistant Professor in the Finance Department at the University of Pennsylvania. His research interests encompass household finance, real estate, financial intermediation, and macro finance. He has contributed significantly to understanding how mortgage structures affect financial stability and household behavior in the mortgage market. His work employs a variety of econometric models to examine the implications of mortgage fixation lengths and the role of collateral in consumer credit markets. Liu has also explored reference dependence in the housing market and the strategic pricing of non-salient fees by lenders. His publications in prominent journals highlight the complex interplay between household finance and broader economic dynamics, with a focus on inequality and financial market responses. Liu actively engages in teaching courses related to finance and household economic decision-making, preparing students to understand empirical methodologies and economic theories related to financial markets. His scholarly output integrates rigorous data analysis with theoretical frameworks to address pressing issues in finance.
Wharton Doctoral programs cover fields like Finance, Marketing, Management, and Operations, Information and Decisions.